Visa Direct Takes USDC Prefunding From Pilot to Production

Visa Direct Takes USDC Prefunding From Pilot to Production


USDC prefunding flowing through a global cross-border payout network image By Isaac • October 16, 2026 11:18 pm •

Visa Direct is moving stablecoin prefunding out of the lab and into day-to-day payment operations.

Visa said Thursday that Inyo Global has become the first processor to put the capability into commercial production. Eligible businesses using Inyo can now prefund cross-border payouts with USDC in near real time instead of depending only on traditional bank funding windows.

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The distinction is important. Visa did not announce a new consumer crypto card or claim that every Visa Direct payment now runs on a blockchain.

The launch gives approved payment companies a new way to put money into the system before they send payouts.

According to Visa’s launch announcement, Inyo built the stablecoin funding option into the same platform

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