Trump unveils Moms.gov, details ‘Trump Account’ seed savings for American families

Trump unveils Moms.gov, details ‘Trump Account’ seed savings for American families


(Background) President Donald Trump speaks at an event on maternal healthcare in the Oval Office of the White House on May 11, 2026 in Washington, DC. (Photo by Kevin Dietsch/Getty Images) / (Center) Photo screenshot via: moms.gov

OAN Staff Lillian Mann and Brooke Mallory
2:13 PM – Monday, May 11, 2026

In celebration of Mother’s Day, President Donald Trump announced a groundbreaking website to support American mothers and mothers to-be.

The U.S. Department of Health and Human Services (HHS) first released a statement on Sunday, detailing the new website, Moms.gov, which features valuable information, resources and recommendations for both mothers and their families.

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On Monday at the Oval Office, President Trump and top officials highlighted significant milestones in maternal healthcare, touting a rise in federal support for motherhood under the current administration.

“This Mother’s Day, the Trump Administration is strengthening its commitment to America’s families by equipping mothers and fathers with the resources and information they need to build healthy, prosperous lives,” said HHS Secretary Robert F. Kennedy, Jr. “Moms.gov delivers critical tools and support to help parents foster healthy pregnancies, strengthen young families, and create brighter futures for their children. This is how you Make America Healthy Again.”

Moms.gov is a first of its kind site, offering information about pregnancy centers, federally qualified health centers, nutritional guidance and other resources that allow maternal and infant health to thrive.

“The Trump Administration has taken historic steps to really strengthen support for American mothers and families,” Stephanie Carlton, who currently serves as the Deputy Administrator and Chief of Staff for the CMS, said. “Moms.gov is a first of its kind resource that offers all sorts of guidance and information to support the health and wellbeing of mothers and their families.”

 

The new site will also support expecting parents who are navigating difficult or unexpected pregnancies.

“Thank you for making maternal health a national priority. This $50 billion in rural health funds this really represents a transformative opportunity to invest in maternal health care,” Philanthropist Olivia Walton added.

“We have a simple goal. We want to cut the U.S. maternal death rate in half in five years,” she continued. “That sounds audacious, but I am confident we can do it. I am confident because we have the federal leadership, because President Trump wants to make America the best place to have a baby.”

 

Carlton further detailed how the agency leveraged data and evidence-based clinical practices to establish what she described as “truly incredible” protections for mothers and newborns.

“This Mother’s Day we recognize the reality for millions of Americans … that child care has become too expensive, too difficult to find and too disconnected from the means of working families,” former 20th U.S. Surgeon General, Dr. Jerome Adams, chimed in.

“On Mother’s Day, we recognize that the health of mothers and the health of women are deeply connected” said Deputy Assistant Secretary for Women’s Health Dr. Dorothy Fink. “Through our Perinatal Improvement Collaborative, we have reduced maternal mortality by 41.5%.  We remain committed to supporting women’s health throughout motherhood and at every stage of life.”

 

The new website is a user-friendly resource offering guidance on breastfeeding, nutrition, adoption, mental health, and more, while also featuring Trump Accounts, which allow parents to create tax-advantaged investment accounts for eligible children.

Trump signaled a shift in national economic policy by detailing the implementation of the $1,000 federal “seed” deposits, the flagship feature of the new universal savings program “Trump Accounts.” Although the Trump Accounts and the $1,000 seed deposit were announced well before Monday’s event, they are still a major focus of the current Mother’s Day rollout.

Established under the One Big Beautiful Bill (OBBBA) passed last year, these accounts function as a modern iteration of “baby bonds,” providing a one-time government contribution to every U.S. citizen born between January 1, 2025, and December 31, 2028.

While parents can already register for the program by filing IRS Form 4547 with their tax returns — a process more than 4 million families have already completed — the president confirmed that the physical funding of these deposits is scheduled to begin on July 4, 2026, as a centerpiece of the nation’s 250th-anniversary celebrations.

The program is designed to create a “nation of shareholders” by automatically investing the seed money into U.S. equity index funds, such as those tracking the S&P 500, to capitalize on decades of compound interest.

These funds are legally locked until the beneficiary reaches age 18, at which point the account converts into a traditional IRA that can be accessed for hallmarks of the American Dream, including buying a first home, paying for higher education, or starting a small business.

Beyond the initial federal seed, the law allows for additional private growth, permitting families and friends to contribute up to $5,000 annually, with several major corporations like JP Morgan, IBM, and Dell already pledging to offer matching contributions of up to $2,500 as a standard employee benefit.

For those children born before the 2025 eligibility window, the administration highlighted a “backfill” system supported by private philanthropy and state governments. Specifically, the Michael & Susan Dell Foundation has committed to providing $250 charitable gifts to children 10 and younger living in lower-income ZIP codes to ensure they are not entirely left out of the new savings infrastructure.

The president described the initiative as a self-sustaining wealth-building tool that requires no earned income from the child to grow, projecting that a single $1,000 deposit at birth could potentially evolve into a substantial six-figure sum by the time the child reaches early adulthood.

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