The Stablecoin Rulebook Hit Its Deadline. One Agency Was Still Taking Comments Yesterday

The Stablecoin Rulebook Hit Its Deadline. One Agency Was Still Taking Comments Yesterday


U.S. Treasury Building in Washington, D.C. image By Isaac • July 18, 2026 3:05 pm •

The deadline arrived with a public-comment box still warm.

One year ago today, President Trump signed the GENIUS Act and gave the United States its first federal framework for payment stablecoins.

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The law also gave regulators one year to write the rules that would turn its broad commands into operating requirements.

That year expired Saturday.

At the National Credit Union Administration, comments on one of the core issuer-rule proposals did not close until 11:59 p.m. Eastern on Friday night.

The proposal was still labeled exactly that—a proposal—when the statutory rulemaking date arrived.

This does not mean the stablecoin law collapsed at midnight. It does mean the first anniversary came with an awkward split screen: Congress’s deadline

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