By Isaac • October 14, 2026 7:11 am •
Ripple’s latest XRP Ledger move is less about asking people to download another crypto wallet and more about making the wallet disappear into the product they already use.
Ripple is partnering with Stripe-owned Privy to bring embedded wallets to the XRP Ledger. That gives developers a ready-made way to create wallets inside payment apps, fintech products and software services, then support transfers involving XRP, Ripple’s RLUSD stablecoin and other assets issued on the network.
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The key word is embedded. A customer would not necessarily need to install a separate wallet, copy an address or manage a new interface before using an XRPL-based service.
Privy supplies the wallet infrastructure behind the scenes while still allowing users to
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