By Isaac • October 21, 2026 11:13 pm •
The United States now has its final federal rulebook for a major part of the stablecoin market.
The Office of the Comptroller of the Currency announced Wednesday that it has finalized the regulations required to carry out most of the GENIUS Act. The rule establishes standards for payment-stablecoin issuers under OCC supervision, foreign issuers that fall within the agency’s jurisdiction, and certain custody work performed by OCC-regulated institutions.
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That makes this more than another Washington proposal. The framework and the law are scheduled to take effect on January 18, 2027, giving issuers and service providers a real implementation date to work toward.
For the crypto market, the immediate value is clarity. Stablecoins sit at the center
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