America’s CBDC Ban Is Set to Take Effect Without President Trump’s Signature

America’s CBDC Ban Is Set to Take Effect Without President Trump’s Signature


Aerial view of the United States Capitol for an article about the federal CBDC restriction in H.R. 6644. image By Isaac • July 10, 2026 5:39 pm •

The United States is hours away from putting its first statutory curb on a federal digital dollar into law.

President Trump says he will not sign the 21st Century ROAD to Housing Act because the Senate has failed to pass the SAVE America Act. He has not issued a formal veto.

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That distinction controls the outcome. With Congress still in session, the Constitution allows a bill to become law after ten days, excluding Sundays, when the president neither signs it nor sends it back.

The deadline is set to expire at the end of Friday.

If no veto arrives, the housing package and its temporary ban on a Federal Reserve central bank digital currency will take

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