The Next Choke Point: Financial Surveillance Reloaded

The Next Choke Point: Financial Surveillance Reloaded


By Wendy Kinney | Exclusive for SaraACarter.com

New York just fired the next shot in a war most Americans don’t even know they’re in. A new law—Senate Bill S8479, signed by Governor Kathy Hochul—forces credit card companies to track gun and ammunition purchases using a special Merchant Category Code (MCC). The stated goal? To “flag suspicious activity.” But that’s not what it does. MCCs don’t show what was bought—only where. And this isn’t just about guns—it’s about freedom.

Starting next month—May 1, 2025—every firearm and ammunition dealer in New York will be assigned an MCC. That code, created by the International Organization for Standardization, allows financial institutions to tag and monitor transactions based on where they occur, not what was actually purchased. A safe, a

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