One Way to Outsmart Your Credit Card’s Sneaky Interest Trap

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In a world of high interest rates, credit cards are playing a long game you might not see coming. That “sneaky interest trap”? It’s the 20-30% APR lurking behind your rewards points and cashback perks—silently compounding on unpaid balances, turning a $5,000 holiday splurge into a $1,000+ annual fee just for existing. Now, with rates still hovering high amid economic headwinds, savvy cardholders aren’t just paying bills—they’re outsmarting the system. It’s the ultimate countermove: Transfer your balances to a

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