JPMorgan Chase’s Plans for Charging Fintechs for Customer Account Data Raising Concerns With at Least One CFPB Official: Report

JPMorgan Chase’s Plans for Charging Fintechs for Customer Account Data Raising Concerns With at Least One CFPB Official: Report


One official at a federal consumer protection agency is reportedly raising concerns over JPMorgan Chase’s plan to charge fintech fees for customers’ account data.

An unnamed politically appointed official with the Consumer Financial Protection Bureau (CFPB) believes the agency’s efforts to kill in court an open banking rule enacted under former US President Biden may be giving JPMorgan Chase the opportunity to charge the fees, reports Bloomberg.

The same official is discussing the issue with concerned fintech firms, according to multiple sources who asked to remain anonymous to talk about the controversial matter.

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The CFPB open banking rule, which was finalized last year, prevents banks from imposing charges on third parties such as Coinbase, Venmo and PayPal to access customers’ deposit and credit card account

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