EU Regulator Pushes for New Capital Rules for European Insurers Holding Crypto Assets

EU Regulator Pushes for New Capital Rules for European Insurers Holding Crypto Assets


The European Insurance and Occupational Pensions Authority (EIOPA), which oversees the insurance and occupational pensions sectors in the EU, recommends imposing stricter capital requirements for insurers with crypto holdings. 

In a statement, the regulator says it advised the European Commission to introduce a 100% capital requirement for digital assets held by insurance companies.

The proposed rule will apply regardless of how insurance firms label their crypto holdings in the balance sheet or whether they have direct or indirect exposure to digital assets 

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“The European Insurance and Occupational Pensions Authority published today its technical advice to the European Commission, recommending that a one-to-one capital requirement be applied consistently to all crypto holdings of EU (re)insurers.”

The regulator says capital requirements should capture the risks associated

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